Why pay it all at once?
In-house installments: pay in 3 parts, no interest
Buy now, pay half when you collect, and the rest in two payments. No bank, no interest, no fees.
- No interest
- 3 payments
- Omani nationals 18+
The short answer
In-house installments let you buy from Skyorbits now and pay in 3 parts, with no interest and no fees. You pay half when you collect your item, then the rest in two payments: one after 30 days and one after 60 days. Example: a 300.000 OMR camera is 150.000 OMR on the day you collect it, 84.000 OMR after 30 days and 66.000 OMR after 60 days. For carts of 800.000 OMR or more, the amount you pay later is fixed at 400.000 OMR (224.000 after 30 days and 176.000 after 60 days), and the rest is paid when you collect. It is for Omani nationals aged 18 or over, for carts from 200.000 OMR, and every request needs management approval. To apply, add your items to the cart and choose "In-house Installment" on the checkout payment page, then bring your original ID when you collect.
Last updated 10 October 2026 · Prices include VAT · In-house installments are Skyorbits' own plan
How it works: just 4 steps
Pick your item
Add it to your cart on the website. Your cart must be 200.000 OMR or more.
Choose "In-house Installment"
On the payment page, pick "In-house Installment" and send it. Your items and the amount reach us from your cart.
We say yes
Our team checks your request and replies by email. You can follow it in your account.
Collect and pay half
Come to our showroom in Al Khoudh with your original ID, pay half, and take it home.
After 30 days you pay the second part, after 60 days the last one. We remind you before each payment by WhatsApp and email.
How much do I pay? See for yourself
Amounts include VAT. The same plan for every customer.
An item of 300.000 OMR
An item of 1,000.000 OMR
Under 800.000 OMR: half when you collect, 28% after 30 days and 22% after 60 days (rounded to the nearest half rial). From 800.000 OMR: the later amount is fixed at 400.000 OMR. No upper limit on the cart.
Who can use it?
- Omani national
- Aged 18 or over
- Cart of 200.000 OMR or more
- Management approval (not guaranteed)
University students need a guarantor.
Not Omani? You can still spread the cost with a bank credit-card installment plan. See all payment options
What to bring when you collect
- Your original ID card (we do not accept a copy)
- The first payment (half the amount)
- Yourself (nobody can collect for you)
Frequently asked questions
What is in-house installments?
Our own payment plan: you buy now and pay in 3 parts, half when you collect, then two payments after 30 and 60 days. No interest, no fees, and no bank in the middle.
Who can use it?
Omani nationals aged 18 or over, for carts from 200.000 OMR. Every request needs management approval, and approval is not guaranteed. University students need a guarantor.
How much do I pay, and when?
Half when you collect, then 28% after 30 days and 22% after 60 days (rounded to the nearest half rial). For carts of 800.000 OMR or more, the later amount is fixed at 400.000 OMR, 224.000 after 30 days and 176.000 after 60 days, and the rest is paid when you collect. There is no upper limit on the cart.
Is there any interest or fee?
No. You pay exactly the item's price including VAT, just split into 3 parts. No interest and no admin fee.
How do I apply?
Add your items to the cart, go to checkout and sign in, and on the payment page choose "In-house Installment". Your items and the amount reach us from your cart. We reply by email, and you can follow your request in your account.
What do I bring when I collect?
Your original ID card (we do not accept a copy) and the first payment. You must come in person; nobody can collect for you.
Will you remind me before a payment is due?
Yes. We send you a WhatsApp message and an email 3 days before each payment, and again on the due date.
I'm not Omani. Can I still pay in installments?
In-house installments are for Omani nationals only. You can still spread the cost with a bank credit-card installment plan; all payment options are on our installments page.
Your privacy
- We do not ask for your ID card with the request, only after management pre-approval.
- With the request: name, mobile, email, nationality, income, items and payment plan.
- After approval: your ID card, and a guarantor's ID for university students.
- A declined request is kept about 12 months; an approved one about 7 years after the last payment.