Payment Plans & Installments in Oman

Omani nationals aged 18+. This is a short seller payment plan from Skyorbits — not bank EPP, IFIN, BNPL or third-party credit. Approval is not guaranteed; management reviews every request individually.

• A valid Civil ID — do not send it with the request. We ask for it only after pre-approval.
• A guarantor is required only for university students.
• A cart of 200.000 OMR or more — there is no upper limit.

1. Add what you want to your cart.
2. Go to checkout and sign in, or create an account — it takes a minute.
3. On the payment page, choose "In-house Installment".
4. The form appears there, and your items and total come straight from your cart — nothing to type from memory.

We review your request and reply by email, and you can check the status any time in your account.

The schedule is the same for every customer. It is company policy, not negotiable:

• Cart under 800.000 OMR: 50% on collection · 28% at 30 days · 22% at 60 days.
• Cart 800.000 OMR or more: the financed part is fixed at 400.000 OMR — 224.000 at 30 days and 176.000 at 60 days. Everything above that is paid as the advance on collection.

Example: a 459.000 OMR cart is 229.500 on collection, 128.500 at 30 days, 101.000 at 60 days. A 1,500.000 OMR cart is 1,100.000 on collection, then 224.000 and 176.000.

We do not collect a copy of your Civil ID with this request — only after management pre-approval. Rejected requests are kept about 12 months; approved ones about 7 years from the final payment. Questions: [email protected]

Holders of an eligible personal Bank Muscat or Meethaq credit card. Skyorbits is a participating merchant with both banks.

• An eligible personal credit card (not a debit or corporate card) with enough available limit.
• Approval from your bank — Skyorbits does not decide EPP approval.

1. Confirm your card is EPP-eligible with your bank before you visit.
2. Ask for EPP before you pay at our showroom.
3. The bank splits it into fixed monthly installments (typically up to 12 months, subject to bank terms).

Set up in-store at the moment of purchase. Call Bank Muscat (2479 5555) or Meethaq first to confirm eligibility.

• Bank Muscat — Easy Payment Plan (EPP)
• Meethaq — Easy Payment Plan (EPP)

Customers whose own bank (where the salary is transferred) offers a credit-card installment option. Skyorbits has no direct installment agreement with these banks.

A credit card from your bank whose program lets you convert a purchase to monthly payments.

Some banks let you convert a purchase to 5% or 10% monthly payments — when you apply for the card, or per transaction. Rules differ by bank and card type. Skyorbits simply processes a normal card payment once your bank approves it.

Customers of Bank Nizwa or Al Izz Islamic Bank.

Your ID and the mobile number registered with your bank, brought to our showroom.

IFIN (Islamic Finance Initiation Network) is a Sharia-compliant platform partner banks use to finance goods on the spot at authorised retailers. Approval and profit rates are decided by the bank via IFIN — not by Skyorbits.

Arranged in-store during your visit, subject to the bank's instant approval.

• Bank Nizwa
• Al Izz Islamic Bank

Anyone financing through any finance company or Islamic bank in Oman.

1. Tell us what you need (WhatsApp, showroom, or the website cart).
2. We issue an official quotation on Skyorbits letterhead.
3. You submit the quotation to your financing entity.
4. After approval, we arrange delivery or pickup per the finance agreement.

Quotation issued the same day in most cases; delivery follows your financier's approval.